Eligibility

Evergreen Habitat for Humanity provides the opportunity for hardworking families currently living in Clark and Skamania counties to become successful homeowners. Habitat offers a ‘hand-up, not a handout’ by making it possible for struggling families to own their own home. Family partners are selected based on meeting three criteria:

1) Need
Successful applicants must demonstrate that their current housing does not meet their family’s needs. If your current residence is inadequate because of overcrowding, structural damage or does not meet current property codes, you may qualify for a Habitat home.

Each family must verify that their annual income falls between thirty and fifty percent of the median income which is determined by HUD guidelines.

2) Ability to Pay
Partner families purchase Habitat homes with zero to one percent interest mortgage payments that do not exceed thirty percent of their monthly income. The payments enter a revolving fund used to build future Habitat homes. Evergreen Habitat considers credit history, employment and debt-to-income ratio to determine a family’s ability to make regular payments and to cover closing costs.

3) Willingness to Partner
Evergreen Habitat partner families are involved in all aspect of homebuilding. They commit to working 300 volunteer ‘sweat equity’ hours with Habitat from the time they are selected to the home dedication. Not all hours must be completed on the job site; we have many office and event volunteer opportunities as well.

Thank you for your interest in Evergreen Habitat for Humanity. Please fill out the form below. We will contact you for our next round of home-ownership orientations. All potential homeowners must attend an orientation.

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